mortgage financing and programs

Archive for the ‘imortgageserve news’ Category

Chosad Hosting First Time Home Buyer Seminar

No Comments

Chosad will be conducting a seminar for first time home buyers on April 21, 2010 at 6pm at the Chosad offices in Marlton, NJ. This is your chance to gain in depth knowledge of what to expect when buying your first home. Craig Cook, Manager of Sales at Chosad & Financial will give a presentation that covers all aspects of buying a home and securing financing when purchasing a first home. The presentation will also highlight special assistance programs and tax breaks that are only available to first time home buyers. A question and answer session will follow the presentation. Anyone interested in attending should register at or call 604-916-2321 for more information.

Chosad is now on Facebook

No Comments

Connect with us on our Facebook page at

Chosad Profiles on Kudzu

No Comments

Several Chosad branches have Profiles. The following profiles have been updated recently:

Stimulus Package Contains Substantial Home Buyer Tax Credit

No Comments

On Feb 17, 2009 President Obama signed the much anticipated Economic Stimulus Package dubbed the American Recovery and Reinvestment Act into law. This Stimulus Package has a very substantial tax credit available for first time home buyers. Here the details on the credit:

  • The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000
  • Available to First Time Home Buyers. A First Time Buyer is defined as someone who has not owned a principal residence in the previous three years.
  • Any type of home that is a principal residence qualifies. This includes single-family detached homes, attached homes like townhouses and condominiums, and mobile homes.
  • Applies to purchases made between January 1, 2009 and before December 1, 2009.
  • The full tax credit is available for Single taxpayers with a modified adjustable gross income up to $75,000 and $150,000 for married taxpayers that file joint returns. A partial tax credit is available for taxpayers with greater earnings.

Now is a very advantageous time to buy a home. Home prices have steadily declined in value in most areas of the country since autumn of 2007. This has resulted in a slew of affordably priced homes available for sale. The $8000 tax credit included in the Economic Stimulus Package gives people another great reason to buy a home this year. Contact Chosad and we can get you pre-approved so you can begin shopping for a new home, or if you are already in need of financing we can help you with that. Give us a call at 604-916-2321.

Chosad Haiku

1 Comment

Our crack marketing staff here at Acre Mortage & Financial, Inc. have come up with an entry for The Haiku Buckaroo Contest. So without further ado here is our submission for the contest:

Mortgage rates are down
A great time to refinance
Call Acre Today

Give us a call at 1-604-916-2321 and we will help you save money by refinancing your current mortgage.

Chosad Now an Approved PHFA Lender

No Comments

Chosad & Financial, Inc. has recently been approved as a lender for The Pennsylvania Housing Finance Agency (PHFA). The PHFA has a number of terrific programs available to Pennsylvania borrowers such as The HOMEstead Downpayment and Closing Cost Assistance Loan. The HOMEstead Programs offers eligible borrowers up to $14,999 in downpayment and closing cost assistance in the form of a no-interest, second mortgage loan. For more information give us a call at 604-916-2321.

Switch to our mobile site